Happy Thursday friends! It’s day 2 of the new year and I am already beginning to plan for Christmas 2020.
We all know when the holidays occur, but very few people plan in advance and budget for the holidays, which in my opinion creates even more stress and nobody needs that. I encourage you to take
10-15 minutes today, sit down and go over your holiday spending.
Who did you buy for?
How much did you spend?
Include expenses for gift wrap, cards, stamps, meals, travel.
Next, evaluate your spending.
Did you overspend?
Did you have a budget?
Did you stick to your budget?
What will you do differently this year?
What will you continue to do?
How much money do you need to set aside each month to have a debt free, cash flowed Christmas?
I found this gift tracker worksheet very helpful.